Saving
Get 10% off your first order
This store requires javascript to be enabled for some features to work correctly.
Hey there, you look absolutely stunning today! Are you dressing up for a special someone, perhaps for a girls' night out, or is it just one of those days when you've decided to pamper yourself? Well, no matter, you look radiant in your outfit.
Now, something tells me that the look isn’t quite finished yet - because there you are, rummaging through your drawers for just the right accessories to tie everything together. Fret not, we have put together a guide to help you find the right jewellery that suits your skin tone and complements your entire outfit.
Over the years, here at Flutterby, we (Sal and Lu, the founders) have curated a selection of jewellery that pairs well with your outfits, no matter the occasion. So settle down with a cup of tea and let us figure out together what works best for you.


Gold is a metal associated with timeless elegance since time immemorial, and it comes in three gorgeous varieties, each with a personality of its own.
Yellow Gold
The classic. The original. The time-honoured precious metal with a rich, deep colour. It is the go-to if you love a traditional aesthetic and want your jewellery to feel bold and intentional. Yellow gold pairs especially well with warm skin tones and earthy outfits.
White Gold
White gold is a mellow version noted for its durability and cool silvery finish. It is a popular choice because it is versatile and goes beautifully with cool tones and modern, understated outfits.
Rose Gold
Rose gold is romantic, feminine and utterly dreamy, capturing hearts worldwide. Its soft blush-pink hue resembles the first cherry blossom blooms, flattering a wide range of skin tones and making it one of the most universally loved metals. Whether you are going for cottage core or contemporary glam look, rose gold adds a warmth and whimsy that is simply irresistible.

Silver is moonlight in solid form, cool, crisp and comes in two luminous forms.
Sterling Silver
Sterling silver is the most widely used type of silver in jewellery and is a composite of 92.5% pure silver mixed with other metals (usually copper) for added strength. You will see it stamped ‘925’. It strikes a beautiful balance between quality and affordability, making it an effortless choice for everyday wear, statement pieces and everything in between. We use sterling silver for our jewellery at Flutterby. You’ll find heavier pieces stamped with a hallmark.
Fine Silver
Fine Silver is 99.9% pure silver, brilliant and has a shine brighter than sterling silver. However, it is soft and delicate, suggesting that it is better suited for heirloom or treasured keepsakes.
Finding the right metal that matches your skin tone starts with identifying your undertone. Undertone is the subtle, constant hue that you can observe beneath your skin’s surface. Unlike surface skin tone, which can shift with sun exposure, your undertone remains constant, making it the secret ingredient behind finding the right foundation, clothing colours, jewellery, and so much more. Before we match you with your metal, let us take a moment to understand the various undertones and how you can find yours.
Warm undertones - Your skin has an earthy, sun-kissed glow with hints of yellow, peach, and golden hues.
Cool undertones - Your skin has a soft porcelain look, leaning towards pink or bluish hues.
Neutral undertones - Your skin is a balanced canvas, kissed by both the warm sun and the cool sea air, making you versatile.
If you are curious to know what your undertone is, here are a few simple ways to find out:
The vein test: Take a glimpse of your veins; if they have a greenish hue, you have a warm undertone; blue or purple veins point toward a cool undertone; and if you see bluish-green veins, you are most likely to be of neutral skin tone.
The white paper test - Hold a plain white sheet of paper next to your bare face under natural daylight. If your skin turns amber or yellowish, you are warm. If it looks rosy, you are cool. If there is no clear shift, you are neutral.
The sun test - If your skin tans easily, you are warm-toned. If you burn easily in the sun, you are cool-toned. If you lie somewhere in the middle of the spectrum between getting burned and tanned, you have a neutral skin tone.
If you are still confused, do not worry; you will begin to notice over time which colours and metals make your complexion glow, and that instinct will become second nature before you know it.
Now, for the moment that you have been waiting for, let us match you with your metal!
Warm Undertones - Your soulmate gold comes knocking
If you have a warm undertone, gold jewellery is going to be your soulmate to sweep your feet off the ground. The warmth in the yellow gold enhances the golden shades reflected in your skin. Rose gold is also a wonderful choice that adds a romantic flush, complementing peachy tones. White gold and silver may appear harsh against warm skin, but if you still find yourself drawn to them, try pairing them with warmer-toned outfits to balance things out. If you are looking for a statement piece to go with your everyday outfits, try our Gold Layering Necklace set, a versatile option where you can mix and match between our Clara, Gold Twisted Circle and T-bar necklaces. Or if you want a more minimal option that ties your fit together, opt for our Gold Coin with Chain neck piece. We carefully select the colour of gold we use for our gold vermeil and our gold fill jewellery choosing to work with a yellow dominant gold rather than that with orangey overtones. We find that this colour is most easy to wear for most of our customers… We also think it's very pretty!
Cool-toned beauties, silver is your best friend that you didn’t know you needed. The cool, crisp shine of sterling silver and fine silver nestles perfectly with your rosy and bluish hues in your complexion. White gold is another excellent option for you. Subtle tones of yellow gold and rose gold can also be great choices when paired with the right outfits. We have the perfect piece for your skin tone. Our Silver Adjustable Chain necklace could be a chic addition to your daily wardrobe and we have a wide range of silver jewellery for you to browse to select your next favourite silver piece.
Oh, you lucky thing! You can pull off both gold and silver jewellery with ease. You possess the rare gift of mixing, matching, and experimenting freely. Our suggestion? Have fun with it. Try layering gold and silver, or switch between metals, depending on the mood and colour palette of your outfit.
Well, here we are at the end of our little guide. We hope that you are feeling a whole lot clearer about your jewellery choices!
But at the end of the day, it is important to remember that the best jewellery is the kind that makes you feel the most radiant and confident version of yourself. So trust your instincts, and have fun choosing your accessories. Also remember, here at Flutterby we have something beautiful waiting for every skin tone, style and occasion.
1. What is the difference between gold and silver jewellery?
Gold and silver differ in colour composition and feel. Gold comes in yellow, white and rose gold varieties. Meanwhile, silver has a cool, bright finish that is more affordable and lightweight.
2. Which is better, gold or silver jewellery
There is no such thing as 'better'; it ultimately comes down to your skin tone, personal style, and preferences.
3. How do I choose between gold and silver jewellery?
Start by identifying your skin’s undertone, then use that as your guide to choose the right metal. Beyond undertones, consider the colour palette of your outfit as well.
4. Which metal suits my skin tone, gold or silver?
Warm undertones, you glow in gold. Cool undertones, you shine in silver, and neutral undertones can beautifully wear both. For a more detailed breakdown, head back to our section on ‘Gold vs Silver for your skin undertone above’!
5. Is silver jewellery good for everyday wear?
Of course! Silver is an excellent choice for everyday wear; it is versatile and looks stunning with both casual and special outfits. Just store it with a little extra care to keep it from tarnishing.
6. Does silver tarnish faster than gold?
Yes, if we consider silver vs gold durability, sterling silver is more prone to tarnishing than gold because of its copper content, which reacts with air and moisture over time. But follow these simple steps to keep your silver ornaments from tarnishing:
7. Which is more affordable, gold or silver jewellery?
If we are looking at a gold vs silver price comparison, gold is definitely on the expensive side, and silver is the more affordable option.
An exciting affair is afoot, a love-in-the-air wedding is on the horizon. Maybe your thinking has already skipped past the...
There is something quietly magnetic about pearl necklaces right now. You have probably seen them everywhere: street style photography, bridal...
We have some exciting news. Flutterby will be exhibiting at the Royal Windsor Horse Show this year, and we could...